:root{--navy:#0e1a30;--navy-2:#132447;--navy-ink:#0a1526;--gold:#e6a93b;--gold-deep:#c98f27;--red:#d64533;--red-deep:#b7351f;--paper:#f5f7fb;--paper-2:#eceff6;--card:#fff;--ink:#0e1a30;--body:#39465f;--muted:#5a6884;--hair:#dbe1ec;--hair-soft:#e7ebf3;--good:#2e9e5b;--sans:-apple-system,BlinkMacSystemFont,"Segoe UI","Helvetica Neue",Arial,sans-serif;--serif:Georgia,"Times New Roman",Times,serif;--mono:ui-monospace,"SF Mono","Cascadia Code","Segoe UI Mono",Consolas,monospace;--maxw:1120px;--radius:12px;--shadow:0 22px 60px -34px #0e1a3073;--shadow-sm:0 10px 30px -18px #0e1a3066}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--body);font-family:var(--serif);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;margin:0;font-size:17px;line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}h1,h2,h3,h4,h5{font-family:var(--sans);color:var(--ink);letter-spacing:-.01em;margin:0;font-weight:800;line-height:1.08}p{margin:0}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}.narrow{max-width:820px;margin:0 auto;padding:0 24px}.eyebrow{font-family:var(--mono);letter-spacing:.2em;text-transform:uppercase;color:var(--gold-deep);font-size:12px;font-weight:600}.eyebrow.red{color:var(--red)}.lede{color:var(--body);max-width:60ch;font-size:19px}.section{padding:72px 0}.section.tight{padding:52px 0}.section-head{max-width:60ch}.section-head h2{margin-top:12px;font-size:clamp(26px,3.6vw,38px)}.section-head p{color:var(--body);margin-top:14px;font-size:18px}.divider{background:var(--hair);border:0;height:1px;margin:0}.btn{font-family:var(--sans);cursor:pointer;border:1.5px solid #0000;border-radius:10px;align-items:center;gap:9px;padding:13px 22px;font-size:15px;font-weight:700;line-height:1;transition:transform .12s,background .15s,box-shadow .15s;display:inline-flex}.btn:active{transform:translateY(1px)}.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-deep)}.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-ink)}.btn-gold{background:var(--gold);color:#2a1e05}.btn-gold:hover{background:var(--gold-deep)}.btn-ghost{color:var(--navy);border-color:var(--navy);background:0 0}.btn-ghost:hover{background:var(--navy);color:#fff}.btn-ghost-light{color:#fff;background:0 0;border-color:#ffffff73}.btn-ghost-light:hover{background:#ffffff1a}.btn[disabled]{opacity:.6;cursor:not-allowed}.card{background:var(--card);border:1px solid var(--hair);border-radius:var(--radius);padding:24px}.card-grid{gap:16px;display:grid}.cols-3{grid-template-columns:repeat(3,1fr)}.cols-2{grid-template-columns:repeat(2,1fr)}.gcard{background:var(--card);border:1px solid var(--hair);border-left:4px solid var(--red);border-radius:10px;padding:20px 22px}.gcard h3{margin-bottom:6px;font-size:17px}.gcard p{color:var(--body);font-size:15px}.step{background:var(--card);border:1px solid var(--hair);border-radius:var(--radius);padding:26px}.step .num{font-family:var(--mono);color:var(--gold-deep);letter-spacing:.14em;font-size:12px;font-weight:700}.step h3{margin:12px 0 8px;font-size:19px}.step p{color:var(--body);font-size:15.5px}.tag{font-family:var(--mono);letter-spacing:.16em;text-transform:uppercase;color:var(--muted);border:1px solid var(--hair);background:#fff;border-radius:6px;padding:7px 11px;font-size:11px;display:inline-block}.stamp{border:2.5px solid var(--red);color:var(--red);font-family:var(--sans);text-transform:uppercase;letter-spacing:.08em;opacity:.92;border-radius:6px;padding:6px 12px;font-size:13px;font-weight:800;display:inline-block;transform:rotate(-5deg)}.site-header{z-index:50;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-bottom:1px solid var(--hair);background:#ffffffe6;position:sticky;top:0}.site-header .bar{justify-content:space-between;align-items:center;height:70px;display:flex}.nav-links{font-family:var(--sans);color:#33415c;gap:26px;font-size:14.5px;font-weight:600;display:flex}.nav-links a{padding:4px 0;position:relative}.nav-links a:hover,.nav-links a.active{color:var(--navy)}.nav-links a.active:after{content:"";background:var(--gold);height:2px;position:absolute;bottom:-2px;left:0;right:0}.header-right{align-items:center;gap:18px;display:flex}.header-phone{font-family:var(--mono);color:var(--muted);letter-spacing:.02em;white-space:nowrap;font-size:13px}.logo{align-items:center;gap:11px;display:flex}.logo .mark{background:var(--red);border-radius:1px;flex:none;width:6px;height:38px}.logo .type .mono{font-family:var(--sans);letter-spacing:.02em;color:var(--navy);font-size:20px;font-weight:800;line-height:1}.logo .type .full{font-family:var(--mono);letter-spacing:.17em;color:var(--muted);text-transform:uppercase;margin-top:3px;font-size:9px}.site-footer{background:var(--navy-ink);color:#8d9dbc;font-family:var(--sans);margin-top:20px;padding:52px 0 40px;font-size:14px}.site-footer a{color:#b7c6e0}.site-footer a:hover{color:#fff}.footer-top{flex-wrap:wrap;justify-content:space-between;gap:32px;display:flex}.footer-cols{flex-wrap:wrap;gap:56px;display:flex}.footer-col h4{color:#fff;letter-spacing:.06em;text-transform:uppercase;margin-bottom:14px;font-size:13px;font-weight:700}.footer-col a{margin-bottom:9px;font-size:14px;display:block}.footer-logo .mono{color:#fff;font-family:var(--sans);letter-spacing:.02em;font-size:18px;font-weight:800}.footer-logo .full{color:#7286a8;font-family:var(--mono);letter-spacing:.17em;text-transform:uppercase;margin-top:4px;font-size:9px}.disclaimer{font-family:var(--serif);color:#5d6e8e;border-top:1px solid #ffffff14;max-width:82ch;margin-top:34px;padding-top:22px;font-size:12.5px;line-height:1.55}.hero{background:radial-gradient(720px 340px at 88% -12%,#e6a93b29,#0000 60%),linear-gradient(#fff,#f1f4fa)}.hero .inner{grid-template-columns:1.25fr .85fr;align-items:center;gap:40px;padding:70px 0 64px;display:grid}.hero h1{color:var(--navy);text-wrap:balance;margin-top:14px;font-size:clamp(32px,4.8vw,54px)}.hero p.sub{color:var(--body);max-width:46ch;margin-top:20px;font-size:19px}.hero .cta{flex-wrap:wrap;gap:12px;margin-top:28px;display:flex}.assur{font-family:var(--sans);color:#42506d;flex-wrap:wrap;gap:20px;margin-top:24px;font-size:13.5px;font-weight:600;display:flex}.assur span{align-items:center;gap:8px;display:inline-flex}.tick{color:var(--good);font-weight:800}.casefile{border:1px solid var(--hair);box-shadow:var(--shadow);background:#fff;border-radius:14px;overflow:hidden}.casefile .top{background:var(--navy);color:#fff;justify-content:space-between;align-items:center;padding:15px 18px;display:flex}.casefile .top .lbl{font-family:var(--mono);letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-size:11px}.casefile .top .st{font-family:var(--mono);letter-spacing:.12em;text-transform:uppercase;color:#b7c6e0;font-size:11px}.casefile .body{padding:8px 18px 20px}.cf-row{border-bottom:1px dashed var(--hair);justify-content:space-between;align-items:center;gap:16px;padding:12px 2px;font-size:14px;display:flex}.cf-row:last-of-type{border-bottom:0}.cf-row .k{font-family:var(--mono);letter-spacing:.06em;text-transform:uppercase;color:var(--muted);font-size:11px}.cf-row .v{font-family:var(--sans);color:var(--navy);font-size:13.5px;font-weight:700}.cf-stamp-row{text-align:center;padding-top:8px}.statbar{background:var(--navy);color:#fff}.statbar .inner{grid-template-columns:repeat(4,1fr);display:grid}.statbar .s{border-right:1px solid #ffffff17;padding:30px 24px}.statbar .s:last-child{border-right:0}.statbar .num{font-family:var(--sans);letter-spacing:-.01em;color:var(--gold);font-variant-numeric:tabular-nums;font-size:32px;font-weight:800}.statbar .lab{color:#b9c7e1;margin-top:5px;font-size:13.5px}.page-head{border-bottom:1px solid var(--hair);background:linear-gradient(#fff,#f1f4fa);padding:56px 0 44px}.page-head h1{color:var(--navy);text-wrap:balance;margin-top:12px;font-size:clamp(30px,4.4vw,46px)}.page-head p{color:var(--body);max-width:62ch;margin-top:16px;font-size:19px}.band{background:var(--navy);color:#fff;text-align:center;padding:70px 0}.band h2{color:#fff;text-wrap:balance;max-width:22ch;margin:0 auto;font-size:clamp(26px,3.6vw,38px)}.band p{color:#b9c7e1;max-width:54ch;margin:16px auto 0;font-size:17px}.band .cta{flex-wrap:wrap;justify-content:center;gap:12px;margin-top:30px;display:flex}.rights-grid{grid-template-columns:1.4fr .6fr;align-items:start;gap:40px;display:grid}.rights-grid aside{position:sticky;top:90px}@media (max-width:900px){.rights-grid{grid-template-columns:1fr;gap:28px}.rights-grid aside{position:static}}.prose h2{margin:38px 0 12px;font-size:24px}.prose h3{color:var(--navy);margin:26px 0 8px;font-size:19px}.prose p{color:var(--body);margin:0 0 16px}.prose ul{color:var(--body);margin:0 0 18px;padding-left:22px}.prose li{margin:0 0 9px}.prose strong{color:var(--ink)}.prose>:first-child{margin-top:0}.form-wrap{grid-template-columns:1.3fr .7fr;align-items:start;gap:36px;display:grid}.form-card{background:var(--card);border:1px solid var(--hair);box-shadow:var(--shadow-sm);border-radius:14px;padding:30px}.field{margin-bottom:18px}.field label{font-family:var(--sans);color:var(--ink);margin-bottom:7px;font-size:13.5px;font-weight:700;display:block}.field .req{color:var(--red)}.field input,.field select,.field textarea{width:100%;font-family:var(--serif);color:var(--ink);border:1.5px solid var(--hair);background:#fff;border-radius:9px;padding:12px 14px;font-size:16px;transition:border-color .15s,box-shadow .15s}.field textarea{resize:vertical;min-height:120px;line-height:1.5}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--navy);outline:none;box-shadow:0 0 0 3px #0e1a301f}.field .hint{font-family:var(--sans);color:var(--muted);margin-top:6px;font-size:12.5px}.field-row{grid-template-columns:1fr 1fr;gap:16px;display:grid}.form-note{font-family:var(--sans);color:var(--muted);margin-top:6px;font-size:12.5px;line-height:1.5}.form-side .card{margin-bottom:16px}.checklist{font-family:var(--sans);margin:0;padding:0;font-size:14.5px;list-style:none}.checklist li{color:var(--body);align-items:flex-start;gap:10px;margin-bottom:12px;display:flex}.checklist li:before{content:"✓";color:var(--good);flex:none;font-weight:800}.alert{font-family:var(--sans);border-radius:10px;margin-bottom:20px;padding:14px 16px;font-size:14.5px;font-weight:600}.alert-bad{color:#a32e1b;background:#fbeae7;border:1px solid #f0c4bc}.success-panel{text-align:center;padding:26px 8px}.success-panel .stamp{margin-bottom:18px}.success-panel h2{margin-bottom:10px;font-size:26px}.success-panel p{color:var(--body);max-width:46ch;margin:0 auto 8px}.error-msg{color:var(--red-deep);font-family:var(--sans);margin-top:6px;font-size:12.5px;font-weight:600}.field input[aria-invalid=true],.field textarea[aria-invalid=true],.field select[aria-invalid=true]{border-color:var(--red)}.skip{background:var(--navy);color:#fff;z-index:100;border-radius:0 0 8px;padding:10px 16px;position:absolute;top:0;left:-9999px}.skip:focus{left:0}:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}.hp{width:1px;height:1px;position:absolute;left:-9999px;overflow:hidden}@media (max-width:900px){.hero .inner{grid-template-columns:1fr;gap:30px;padding:52px 0 48px}.form-wrap{grid-template-columns:1fr}.statbar .inner{grid-template-columns:1fr 1fr}.statbar .s:nth-child(2){border-right:0}.cols-3{grid-template-columns:1fr 1fr}.nav-links,.header-phone{display:none}}@media (max-width:560px){body{font-size:16px}.cols-3,.cols-2,.field-row{grid-template-columns:1fr}.statbar .inner{grid-template-columns:1fr 1fr}.footer-cols{gap:32px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
